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Acima offers a flexible, lease-to-own solution with no credit needed for you to take home furniture, electronics, appliances, and more.
Bread Lease-To-Own Options
Bread® is a new type of financing platform helping you pay for your purchases over time by making easy-to-understand monthly payments available to you.
Citizens Bank - Lines of Credit
Buy now, pay later with Citizens Pay™. Shop more, stress less when you use Citizens Pay at checkout
Hows it works?DALAMI Financing matches you with one of our partners you can also fill out the application and get matched with the help of our team for DALAMI Financing a separate credit application. Dalami Financing is a BNPL credit model with simple contracts, no hard inquiries and you often approved right away.
What is DALAMI FINANCING?Dalami Financing offers a variety of payment options that you can use to pay for your order over time. After you fill out a few details, we’ll check eligibility with our partners. We’ve partnered with several leading fintechs, including Affirm, Dalami Financing, Citizens Pay, Acima to offer you compelling financing or leasing offers for which you’re qualified.
Do you check your score or credit report?DALAMI Financing does not check your credit, we may run a soft credit check via our partners or the financial bureaus, which help make faster lending decisions and better experiences. You must give permission for a company to perform a hard pull on your credit, when you apply via our partner lending sites, your credit score can be affected. Lenders may verify an applicant’s financial health, Your Credit Scores Help Determine if You Qualify For a Loan via our third party lenders.
Do you offer a Credit Card?DALAMI Financing is not a credit card program, DALAMI does not offer credit cards or partner bank cards, DALAMI Financing helps individuals apply for low cost loans through partners and DALAMI Financing a low-cost credit for items with no risk to your credit.
Can I choose to pay via another credit partner?You can’t select specific providers, even if you have previously used that payment source with a different company.
*With approval of Citizens Pay Line of Credit at 0% APR and 12- or 18-month term. Subject to individual credit approval. See the Citizens Line of Credit Agreement.
The advertised transaction is a rental purchase agreement (rent-to-own agreement, consumer rental-purchase agreement or a lease/lease-purchase agreement depending on your state) provided by Acima. You will not own the merchandise until the total amount necessary to acquire ownership is paid in full or you exercise your early purchase option. Ownership is optional. Approval subject to review and verification of your application. Not all applicants are approved. Approval amount based on retail price of host retailer. The Acima cash price may include a markup over invoice price. Acquiring ownership by leasing costs more than the retailer’s cash price. See your lease for payment amounts and rental terms. *“Shop without credit” means that this is not a credit, loan, or financing transaction. We consider multiple data points in reviewing your application and regularly approve customers with less than perfect credit history
*Subject to approval of credit application. Rates range from 5.99% to 29.99% APR, resulting in, for example, 12 monthly payments of $87.91 at 9.99% APR, per $1,000 borrowed. APRs will vary depending on credit qualifications, loan amount, and term. Bread® pay-over-time plans are loans made by Comenity Capital Bank.
1 If you apply and are accepted for a Credit Account issued by DALAMI FINANCING, who determines eligibility and qualifications for the terms of credit. Application for Credit Account issued by DALAMI.