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Installment Loans
Acima offers a flexible, lease-to-own solution with no credit needed for you to take home furniture, electronics, appliances, and more.
Bread Lease-To-Own Options
Bread® is a new type of financing platform helping you pay for your purchases over time by making easy-to-understand monthly payments available to you.
Citizens Bank - Lines of Credit
Buy now, pay later with Citizens Pay™. Shop more, stress less when you use Citizens Pay at checkout
*With approval of Citizens Pay Line of Credit at 0% APR and 12- or 18-month term. Subject to individual credit approval. See the Citizens Line of Credit Agreement.
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The advertised transaction is a rental purchase agreement (rent-to-own agreement, consumer rental-purchase agreement or a lease/lease-purchase agreement depending on your state) provided by Acima. You will not own the merchandise until the total amount necessary to acquire ownership is paid in full or you exercise your early purchase option. Ownership is optional. Approval subject to review and verification of your application. Not all applicants are approved. Approval amount based on retail price of host retailer. The Acima cash price may include a markup over invoice price. Acquiring ownership by leasing costs more than the retailer’s cash price. See your lease for payment amounts and rental terms. *“Shop without credit” means that this is not a credit, loan, or financing transaction. We consider multiple data points in reviewing your application and regularly approve customers with less than perfect credit history
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*Subject to approval of credit application. Rates range from 5.99% to 29.99% APR, resulting in, for example, 12 monthly payments of $87.91 at 9.99% APR, per $1,000 borrowed. APRs will vary depending on credit qualifications, loan amount, and term. Bread® pay-over-time plans are loans made by Comenity Capital Bank.
1 If you apply and are accepted for a Credit Account issued by DALAMI FINANCING, who determines eligibility and qualifications for the terms of credit. Application for Credit Account issued by DALAMI.